Smart Finance, Smart Living

Simplifying payments by African and for Africans

Fintech services leverage technology to enhance financial processes, offering innovative solutions for banking.

Billows App Hero

Facilitate Financial Services

Consequat curae neque amet auctor, sed fames sem tristique, nullam nisi maecenas.

Payment Card

Fintech as an Alternative Investment Tool

Consequat curae neque amet auctor, sed fames sem tristique, nullam nisi maecenas.

Savings Card

Financial Transaction Become Easier

Consequat curae neque amet auctor, sed fames sem tristique, nullam nisi maecenas.

Statistic Card
Pay4Me Feature

Pay4Me

Request payments from friends, family, or clients with ease. Send payment requests via multiple channels and track payments in real-time.

Request payments via WhatsApp, SMS, email

Custom or flexible payment amounts

Real-time payment tracking

Set expiration times for requests

Pay with Billows Tag Feature

Pay with Billows Tag

Send money instantly using just a username. No bank details needed—just use @username to transfer funds directly to other Billows users.

Send money using @username

No bank details required

Instant transfers

Free wallet-to-wallet transfers

Split Bills Feature

Split Bills

Split expenses with friends, family, or colleagues effortlessly. Perfect for group meals, shared bills, or collaborative purchases.

Split bills among multiple people

Set target amounts to collect

Track contributions in real-time

Automatic completion when target reached

Remittance Feature

Remittance

Send money across borders with competitive exchange rates. Fast, secure, and transparent international transfers to Ghana, Nigeria, and beyond.

Send to multiple countries

Competitive exchange rates

Fast and secure transfers

Real-time transaction tracking